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The conversation starts with a discussion about the upcoming NFL season, with a focus on the AFC divisions. The hosts, Brinson and Katie MOX, will be picking games against the spread each week. Brinson, who had a poor season last year, is trying to make a comeback and is willing to put his money where his mouth is. If he doesn't finish with a 500 record, he will have to pay up.

The conversation turns to the AFC West, where the Kansas City Chiefs are the clear favorite to win the division. Brinson believes that the Chiefs will not only win the division but also the Super Bowl. Katie, on the other hand, is backing the Denver Broncos to win the division and thinks they can finish with six or more wins.

The hosts then discuss the AFC North, where they both like the Cincinnati Bengals to win the division. Brinson thinks the Bengals have a tough schedule but believes they can beat tough teams. Katie likes the Bengals because of their quarterback, Joe Burrow, who has beaten Patrick Mahomes multiple times in the past.

The conversation moves to the win totals, with Brinson taking the Chiefs to win the division and the Bengals to win the division. Katie is taking the Broncos to win at least six games. The hosts agree that the AFC North is the toughest division and that it's a two-team race between the Bengals and Ravens.

Overall, the hosts are looking forward to the season and are confident in their picks. They will be updating their progress throughout the season and will have to pay the price if they don't live up to their predictions.